No, but there were instances where I can imagine it would've come in handy. When I first lived out on my own, I had a filled out sheet of notes and information my mom made about her approximation on how much it'd cost me month to month. She tried her best, but the numbers were way off (fortunately, in my favor).
Now, as a twenty-seven-year old man with a steady income and a wife, with a steady income, I know if I really buckled down and wanted to, I could have a lot more money saved up for my future goals.
There are also apps available for financing, which I imagine would be exceptionally helpful if implemented.
